‍Last Revised: August 2026

Welcome to Mount Ararat Financial Services LLC. The following Terms and Conditions of Use (“Terms”) govern your      access to and use of the website, https://mountararatfinancialservices.com/ (the “Website”), which is owned and operated by Mount Ararat Financial Services LLC (hereinafter referred to as “Mount Ararat Fin Svc”) and is the property of Mount Ararat Fin Svc, including any content, functionality, and services offered on or through the Website. By accessing or using the Website in any manner, you accept and agree to be bound by these Terms.

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1. INTELLECTUAL PROPERTY RIGHTS

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The content on the Website, including but not limited to information, text, graphics, images, photographs, logos, trademarks, service marks, and material (collectively “Content”), is owned by Mount Ararat Fin Svc, its licensors, or other providers of such material and is protected under both United States and foreign copyright laws, as well as trademark law, trade dress, and other intellectual property rights and unfair competition laws. All rights are reserved.

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Mount Ararat Fin Svc grants you a non-exclusive, non-transferable license to access and use the Website in accordance with these Terms.

The information and materials found on this Website shall not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work, or used for commercial or public purposes. You shall not alter or remove any copyright, proprietary notice, or disclaimer included on this Website or any Content. This Website and any Content are only for your personal and noncommercial use.

2. HARDWARE, SOFTWARE, AND ACCESS

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You are responsible for obtaining your own hardware, software, and related services, such as computers, phones and internet access services, and browsers to access the Website. You agree to take appropriate precautions, such as the use of anti-virus software, to protect your computer hardware and software.

Mount Ararat Fin Svc may not be held responsible for any loss or damage suffered (directly or indirectly) by making use of the Website’s content. Nor can we guarantee that pages will display correctly in all web browsers, accessibility applications, or that the Website will be online at all times.

Mount Ararat Fin Svc is not responsible for the unavailability of the Website whether due to problems of internet access or otherwise. Mount Ararat Fin Svc also may not be held responsible for any defect, malfunction, or interruption in service or security due to any hardware or software you use, or due to your internet service provider.

Mount Ararat Fin Svc disclaims any and all liability arising from the use of third-party software or the content furnished by any third-party software producer, including but not limited to, any resulting information obtained from such use, or interpretations of information from such use.

3. TRACKING TECHNOLOGIES

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Our Website uses cookies and other tracking technologies, including a website visitor identification and lead-generation service, that may associate your IP address and browsing data with your identity. By using the Website, you consent to this tracking. For more information about these practices, the data collected, and your choices, please see the "Website Visitor Identification and Tracking Technologies (AdvizorPro)" section of our Website Privacy Policy.

4. INFORMATION ON WEBSITE

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Mount Ararat Fin Svc aims to keep the content on our Website up-to-date and as accurate as possible. Mount Ararat Fin Svc makes no representation, whether express, implied in law or residual, as to the sequence, accuracy, completeness, or reliability of the information contained on the Website. Mount Ararat Fin Svc does not accept responsibility for any errors or omissions in the Website’s Content.

Mount Ararat Fin Svc reserves the right to change or discontinue any aspect or feature of this Website.

5. LEGAL CAPACITY TO TRANSACT

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Our Website is not intended for children and/or minors. If you are under the age of eighteen (18) years, you CANNOT transact with Mount Ararat Fin Svc, unless with the consent of a parent or guardian. By accepting these Terms, you acknowledge that you are eighteen (18) years old or older, or, in the case that you are not over eighteen (18), you have the consent of a parent or guardian. Should Mount Ararat Fin Svc suffer any damage or other losses as a result of a transaction entered into by a minor, Mount Ararat Fin Svc reserves the right to seek compensation for such losses from the parents or guardians of the minor who caused any transaction(s) to be placed with Mount Ararat Fin Svc. This age requirement governs your legal capacity to transact with us and is separate from, and does not limit, any age-based provisions concerning the collection of personal information described in our Website Privacy Policy.

6. WEBSITE ACCESSIBILITY

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Mount Ararat Fin Svc is committed to ensuring that individuals with disabilities can access all of the services, privileges, and advantages offered by Mount Ararat Fin Svc through our Website.

We are actively working to bring our Website into compliance with the Web Content Accessibility Guidelines, or WCAG, which are a set of technical standards that, when followed, improve the accessibility of web content, websites, and web applications for people with a wide range of disabilities—including auditory, cognitive, neurological, physical, speech, and visual disabilities. Our efforts are ongoing.

We strive to accommodate all individuals by maintaining a web presence that is easily navigable and devoid of barriers. Should you have any inquiries or face any challenges regarding the accessibility of our Website, we encourage you to email us at info@mountararatfinancialservices.com. Please include a detailed description of the issue and the specific URL where you experienced the problem. This information will greatly assist our team in addressing the concern promptly and effectively.

7. NO INVESTMENT ADVICE

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Mount Ararat Fin Svc does not provide any investment advice on this Website. Materials and information published or available via this Website are for non-commercial, general informational purposes only.

8. LIMITATION OF LIABILITY

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To the fullest extent permitted by applicable law, Mount Ararat Fin Svc and its personnel are not liable for any indirect, incidental, consequential, or punitive damages arising from your access to or use of the Website, regardless of the legal theory asserted. This limitation does not affect any rights, protections, or fiduciary duties owed to you under an investment advisory agreement with Mount Ararat Fin Svc or under applicable federal or state securities laws.

9. GOVERNING LAW AND DISPUTE RESOLUTION

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These Terms, and any dispute arising out of or relating to these Terms or the Website, shall be governed by and construed in accordance with the laws of the District of Columbia, without regard to its conflict of laws principles. You agree that any legal action or proceeding arising out of or relating to these Terms or the Website shall be brought exclusively in the state or federal courts located in the District of Columbia, and you consent to the personal jurisdiction and venue of such courts.

10. CHANGES TO THE TERMS

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Mount Ararat Fin Svc reserves the right to revise and update these Terms at any time. All changes are effective immediately when we post them and apply to all access to and use of the Website thereafter.

By using the Website, you signify your acceptance of these Terms. If you do not agree to these Terms, you must not access or use the Website. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes.

11. CONTACT INFORMATION

To ask questions or comment about these Terms and Conditions of Use, you can contact us at: info@mountararatfinancialservices.com.